Is it Alzheimer’s? Families want to know, and blood tests may offer answers. Alzheimer’s afflicts 6.5 million Americans, and for many years, the only way to get confirmation of diagnoses was through a spinal tap. Simple blood tests have now…
Imposing reasonable conditions on your loved ones during estate planning is smart, but overly burdensome ones can have disastrous results. Homework must be done right after school. Multivitamins must be consumed daily. Dinner is family time (translation: put electronics away). These…
Things You Need to Know About Qualified Income Trusts When it comes to achieving eligibility for Medicaid, some clients may not realize that in addition to certain resource limitations, they may also need to comply with income restrictions as…
How to Divide Up Personal Possessions Without Dividing the Family Allocating your personal possessions can be one of the most difficult tasks when creating an estate plan. To avoid family feuds after you are gone, it is important to have…
Representative Payee: Not a Job to Be Taken Lightly The Social Security Administration (SSA) manages the two largest government benefit programs for people with special needs, Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Many of the people…
Single? You Still Need an Estate Plan Many people believe that if they are single, they don't need a will or other estate planning documents. But estate planning is just as important for single people as it is for couples and…
As Gen X and Boomers age, they confront living alone As Gen X and Boomers age, they confront living alone. In 1960, just 13% of American households had a single occupant. But that figure has risen steadily, and today…
How Children in Blended Families Get Disinherited If you’re married, you probably understand the need for a will to take care of your spouse and children if something happens to you. Unfortunately in blended families, a will-based plan often turns…
Do College Students Need An Estate Plan? Graduating from high school and preparing for college is a very exciting time in a young adult’s life. For most graduates and their parents, estate planning is probably the last thing on their…
If you’re married, you may be wondering what happens to your assets once you or your spouse passes. The answer to that question depends on various factors, including whether or not you have a marital trust. Marital trusts have multiple…