Do I Need To Think About Long Term Care?

April 21, 2022
Bill O'Leary, Esq.
Elder Care, Elder Law, Estate Planning, Long-Term Care Planning

Do I Need To Think About Long Term Care? Many older adults and caregivers worry about the cost of medical care. These expenses can use up a significant part of monthly income, even for families who thought they…

What Is Long-Term Care?

November 3, 2021
Bill O'Leary, Esq.
Elder Law, Estate Planning, Long-Term Care Planning

What Is Long-Term Care? Long-term care involves a variety of services designed to meet a person's health or personal care needs during a short or long period of time. These services help people live as independently and safely as possible…

Should I Worry about Medicaid Estate Recovery?

Should I Worry about Medicaid Estate Recovery? What is It? The Medicaid Estate Recovery Program (MERP) may be used to recoup costs paid toward long-term care. It’s designed to help make the program affordable for the government, but it can…

What Can You Do to Help Support the Seniors You Love Right Now?

May 6, 2021
Bill O'Leary, Esq.
Elder Care, Elder Law, Estate Planning, Guardianship, Long-Term Care Planning, Power of Attorney, Probate and Estate/Trust Administration

What Can You Do to Help Support the Seniors You Love Right Now? From Focus on the Family.com Assisting Aging Loved Ones With Estate Planning What Can You Do to Help Support the Seniors You Love Right Now? Do you…

How to Plan for Spouse’s Medicaid

February 1, 2021
Bill O'Leary, Esq.
Asset Protection, Elder Care, Elder Law, Estate Planning, Long-Term Care Planning

When a spouse enters a nursing home, the cost of care can be financially devastating. Many families are simply unable to afford long-term care without applying for Medicaid.

States with Most Affordable Long-Term Care?

January 28, 2021
Bill O'Leary, Esq.
Elder Law, Estate Planning, Long-Term Care Planning

There are currently 73 million baby boomers in the U.S., and by the end of the coming decade, all of them will have turned 65, according to the U.S. Census Bureau.

How Does Family Pay for Parents’ Care?

January 25, 2021
Bill O'Leary, Esq.
Elder Care, Elder Law, Estate Planning, Long-Term Care Planning, Power of Attorney, Probate and Estate/Trust Administration

More than 53 million Americans are unpaid caregivers for family members. The majority are women—often, an adult daughter who lives closest to an aging parent starts out helping with daily activities. As the parent/care recipient requires more assistance, the daughter cuts back on work hours– risking her own financial security.

Have Your Parents Planned Carefully for Retirement?

January 22, 2021
Bill O'Leary, Esq.
Asset Protection, Elder Care, Elder Law, Estate Planning, Life Insurance, Long-Term Care Planning, Probate and Estate/Trust Administration

According to Pew Research, roughly 13 percent of self-employed workers in single-person firms reported participating in retirement plans at their current jobs, compared to almost three-quarters of traditional workers.

How Should I Go about Researching Assisted Living Facilities?

December 12, 2020
Bill O'Leary, Esq.
Elder Care, Elder Law, Estate Planning, Long-Term Care Planning

Your aging mom is finding it harder to do the laundry or cook dinner. Dad is more forgetful, and he really shouldn’t be raking the leaves out in the front yard anymore. The time is coming when your parents are going to need help with daily living. That means you need to start looking for the right place for them to live.

What’s the Difference Between Nursing Homes and Assisted Living?

December 7, 2020
Bill O'Leary, Esq.
Elder Care, Elder Law, Estate Planning, Guardianship, Long-Term Care Planning, Power of Attorney, Probate and Estate/Trust Administration

The time may come when your elderly mother, father or other loved one cannot fully care for himself or herself. The adult children may not have the time or resources to ensure their relative’s health and safety. At that point, it may be time for him or her to move into a residential facility that can provide the care and services needed.